{"id":1252,"date":"2020-06-01T11:46:18","date_gmt":"2020-06-01T11:46:18","guid":{"rendered":"https:\/\/wez.co.zw\/projects\/fml\/?page_id=1252"},"modified":"2021-02-03T20:43:09","modified_gmt":"2021-02-03T20:43:09","slug":"microfinance","status":"publish","type":"page","link":"https:\/\/263host.co.zw\/projects\/firstmutual\/microfinance\/","title":{"rendered":"Microfinance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1252\" class=\"elementor elementor-1252\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;,&quot;element_pack_global_tooltip_width&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e5c4d50 elementor-section-height-min-height elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-items-middle\" data-id=\"e5c4d50\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-38de1be\" data-id=\"38de1be\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d5e179d elementor-widget elementor-widget-spacer\" data-id=\"d5e179d\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1358368 elementor-widget elementor-widget-heading\" data-id=\"1358368\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Microfinance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a327b7 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2a327b7\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-abeead2\" data-id=\"abeead2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a280f4 elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"6a280f4\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7c123f1\" data-id=\"7c123f1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-84f6de9 elementor-widget elementor-widget-bdt-tabs\" data-id=\"84f6de9\" data-element_type=\"widget\" data-widget_type=\"bdt-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"bdt-tabs-area\">\n\n            <div id=\"bdt-tabs-84f6de9-8520\" class=\"bdt-tabs  bdt-tabs-default\" data-settings=\"{&quot;id&quot;:&quot;bdt-tabs-84f6de9-8520&quot;,&quot;hashTopOffset&quot;:70,&quot;hashScrollspyTime&quot;:1500,&quot;navStickyOffset&quot;:1,&quot;activeItem&quot;:1,&quot;linkWidgetId&quot;:&quot;84f6de9-8520&quot;}\">\n                        <div class=\"bdt-tab-wrapper \">\n            <div class=\"bdt-tabs-wrap-inside\">\n                <div class=\"bdt-tab bdt-tab-default  \" data-bdt-tab=\"connect: #bdt-tab-content-84f6de9-8520; animation: bdt-animation-fade; duration: 200; swiping: false;\" data-bdt-height-match=\"target: &gt; .bdt-tabs-item &gt; .bdt-tabs-item-title; row: false;\">\n                                            <div class=\"bdt-tabs-item bdt-active\">\n                            <a data-title=\"-Lending-Products\" class=\"bdt-tabs-item-title\" id=\"bdt-tab--Lending-Products\" data-tab-index=\"0\" href=\"#\">\n                                <div class=\"bdt-tab-text-wrapper bdt-flex-column\">\n\n                                    <div class=\"bdt-tab-title-icon-wrapper\">\n\n                                                                                    <span class=\"bdt-button-icon-align-left\">\n\n                                                <i aria-hidden=\"true\" class=\"fa-fw far fa-circle\"><\/i>\n                                            <\/span>\n                                        \n                                                                                    <span class=\"bdt-tab-text\">\n                                                 Lending Products                                            <\/span>\n                                        \n                                        \n                                    <\/div>\n\n                                    \n                                <\/div>\n                            <\/a>\n                        <\/div>\n                                            <div class=\"bdt-tabs-item\">\n                            <a data-title=\"Benefits\" class=\"bdt-tabs-item-title\" id=\"bdt-tab-Benefits\" data-tab-index=\"1\" href=\"#\">\n                                <div class=\"bdt-tab-text-wrapper bdt-flex-column\">\n\n                                    <div class=\"bdt-tab-title-icon-wrapper\">\n\n                                                                                    <span class=\"bdt-button-icon-align-left\">\n\n                                                <i aria-hidden=\"true\" class=\"fa-fw far fa-circle\"><\/i>\n                                            <\/span>\n                                        \n                                                                                    <span class=\"bdt-tab-text\">\n                                                Benefits                                            <\/span>\n                                        \n                                        \n                                    <\/div>\n\n                                    \n                                <\/div>\n                            <\/a>\n                        <\/div>\n                                            <div class=\"bdt-tabs-item\">\n                            <a data-title=\"Loan-Calculator\" class=\"bdt-tabs-item-title\" id=\"bdt-tab-Loan-Calculator\" data-tab-index=\"2\" href=\"#\">\n                                <div class=\"bdt-tab-text-wrapper bdt-flex-column\">\n\n                                    <div class=\"bdt-tab-title-icon-wrapper\">\n\n                                                                                    <span class=\"bdt-button-icon-align-left\">\n\n                                                <i aria-hidden=\"true\" class=\"fa-fw far fa-circle\"><\/i>\n                                            <\/span>\n                                        \n                                                                                    <span class=\"bdt-tab-text\">\n                                                Loan Calculator                                            <\/span>\n                                        \n                                        \n                                    <\/div>\n\n                                    \n                                <\/div>\n                            <\/a>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"bdt-switcher-wrapper\">\n            <div id=\"bdt-tab-content-84f6de9-8520\" class=\"bdt-switcher bdt-switcher-item-content\">\n                                                        <div class=\"bdt-tab-content-item bdt-active\" \n                    data-content-id=\"lending-products\">\n                        <div>\n                            \t\t<div data-elementor-type=\"page\" data-elementor-id=\"1262\" class=\"elementor elementor-1262\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;,&quot;element_pack_global_tooltip_width&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-311e469 elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"311e469\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9ce695e\" data-id=\"9ce695e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1a8d8b9 elementor-widget elementor-widget-heading\" data-id=\"1a8d8b9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Introduction<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-953e3df elementor-widget elementor-widget-text-editor\" data-id=\"953e3df\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tFirst Mutual Microfinance (Private) Limited (\u201cFMM\u201d) is a registered micro lending institution under the Reserve Bank of Zimbabwe and offers short-term and medium-term financing solutions to individuals, organised groups and corporates. The product portfolio is designed to meet borrowers with various risk profiles thereby meeting the different and unique client needs. Our business development team provides in-depth research that allows us to identify client funding needs whilst also employing a rigorous risk management framework to minimise credit risk. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9572cf elementor-widget elementor-widget-spacer\" data-id=\"d9572cf\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b19bab3 elementor-widget elementor-widget-heading\" data-id=\"b19bab3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Individual Lending Products<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d221498 elementor-widget elementor-widget-spacer\" data-id=\"d221498\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a1efa2c elementor-section-height-default elementor-section-stretched elementor-section-full_width elementor-section-height-default\" data-id=\"a1efa2c\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-69d8d4d3\" data-id=\"69d8d4d3\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-31f53b0a\" data-id=\"31f53b0a\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e710ab5 elementor-widget elementor-widget-image\" data-id=\"e710ab5\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1.png\" class=\"attachment-large size-large wp-image-1736\" alt=\"\" srcset=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1.png 60w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1-24x24.png 24w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1-36x36.png 36w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1-48x48.png 48w\" sizes=\"(max-width: 60px) 100vw, 60px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-447bbb85 elementor-widget elementor-widget-heading\" data-id=\"447bbb85\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Salary Based<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9cd6e36 elementor-widget elementor-widget-text-editor\" data-id=\"9cd6e36\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tShort-term loans with tenures of up to 36 months to smoothen individual client\u2019s expenditure.\n\nProduct offered through deduction at source arrangement with employers\n\nEmployers include but are not limited to Private Corporates AND Quasi- government organizations such Salary Services Bureau (Civil Servants), Zimbabwe National Army and Universities\n\nLoans secured against employee terminal benefits\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-5cbd480\" data-id=\"5cbd480\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c1623d4 elementor-widget elementor-widget-image\" data-id=\"c1623d4\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1.png\" class=\"attachment-large size-large wp-image-1736\" alt=\"\" srcset=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1.png 60w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1-24x24.png 24w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1-36x36.png 36w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1-48x48.png 48w\" sizes=\"(max-width: 60px) 100vw, 60px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9377b81 elementor-widget elementor-widget-heading\" data-id=\"9377b81\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Micro Mortgage<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1051908 elementor-widget elementor-widget-text-editor\" data-id=\"1051908\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tLoans for purchasing of stands and building houses in towns and growth points outside of major cities. Targeted at civil servants, Land acquired through partnerships with rural and town councils, Land development in partnership with First Mutual Properties, Loan tenures up to 60 months,  Loans by registered mortgage bond.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-0b632d7\" data-id=\"0b632d7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9b82bb5 elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"9b82bb5\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fb2c124\" data-id=\"fb2c124\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-41d6120 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"41d6120\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-67d4ad8\" data-id=\"67d4ad8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"make-column-clickable-elementor elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-34a406e\" style=\"cursor: pointer;\" data-column-clickable=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/10\/CREDIT-CHECKLIST-INDIVIDUALS-1.pdf\" data-column-clickable-blank=\"_self\" data-id=\"34a406e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7ba7747 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"7ba7747\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Checklist<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-f980e99\" data-id=\"f980e99\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6343c7b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"6343c7b\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/263host.co.zw\/projects\/firstmutual\/health-service\/first-mutual-microfinance-loan-application-form\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply For Loan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-d763617\" data-id=\"d763617\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f90da2 elementor-widget elementor-widget-spacer\" data-id=\"5f90da2\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a11ab7b elementor-widget elementor-widget-heading\" data-id=\"a11ab7b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">SME and Corporate Lending Products<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe37119 elementor-widget elementor-widget-spacer\" data-id=\"fe37119\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5d5f4f8 elementor-section-height-default elementor-section-stretched elementor-section-full_width elementor-section-height-default\" data-id=\"5d5f4f8\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-7b9e940\" data-id=\"7b9e940\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d6470d elementor-widget elementor-widget-image\" data-id=\"7d6470d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1.png\" class=\"attachment-large size-large wp-image-1736\" alt=\"\" srcset=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1.png 60w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1-24x24.png 24w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1-36x36.png 36w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1-48x48.png 48w\" sizes=\"(max-width: 60px) 100vw, 60px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0666d20 elementor-widget elementor-widget-heading\" data-id=\"0666d20\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Asset Financing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c412ad7 elementor-widget elementor-widget-text-editor\" data-id=\"c412ad7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Targeted at SMEs and individuals and include assets such as vehicles, machinery and equipment. Loans secured against underlying assets which are comprehensively insured.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-60d500a\" data-id=\"60d500a\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d94aaa5 elementor-widget elementor-widget-image\" data-id=\"d94aaa5\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1.png\" class=\"attachment-large size-large wp-image-1736\" alt=\"\" srcset=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1.png 60w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1-24x24.png 24w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1-36x36.png 36w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1-48x48.png 48w\" sizes=\"(max-width: 60px) 100vw, 60px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-035df57 elementor-widget elementor-widget-heading\" data-id=\"035df57\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Working Capital financing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-730e535 elementor-widget elementor-widget-text-editor\" data-id=\"730e535\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Targeted at Small to Medium Enterprises (\u201cSMEs\u201d). Short term loans of up to 24 months to meet clients working capital needs Includes invoice discounting Secured through insurance, underlying products and immovable property.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-180432d\" data-id=\"180432d\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad351f8 elementor-widget elementor-widget-image\" data-id=\"ad351f8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1.png\" class=\"attachment-large size-large wp-image-1736\" alt=\"\" srcset=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1.png 60w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1-24x24.png 24w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1-36x36.png 36w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/06\/icons8_cheap_2_60px-1-48x48.png 48w\" sizes=\"(max-width: 60px) 100vw, 60px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f964489 elementor-widget elementor-widget-heading\" data-id=\"f964489\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Value chain financing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-678f806 elementor-widget elementor-widget-text-editor\" data-id=\"678f806\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tTargeted at the agricultural sector i.e. sugar cane, horticulture and pen fattening\n\nShort term loans of up to 12 months. Funds channelled directly to value chain players who provide inputs for clients\u2019 businesses. Loan repayments done through off takers by way of deduction at source arrangements. Loans secured by underlying crops\/animals which are closely monitored through agronomists and insured against natural disasters.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2784e6b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2784e6b\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-de5154a\" data-id=\"de5154a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-607a7b3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"607a7b3\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"make-column-clickable-elementor elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d9867ec\" style=\"cursor: pointer;\" data-column-clickable=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/10\/CREDIT-CHECKLIST-CORPORATES.pdf\" data-column-clickable-blank=\"_self\" data-id=\"d9867ec\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9109e05 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"9109e05\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Checklist<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0f780e8\" data-id=\"0f780e8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-6189261 elementor-widget elementor-widget-spacer\" data-id=\"6189261\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t                        <\/div>\n                    <\/div>\n                                                        <div class=\"bdt-tab-content-item \" \n                    data-content-id=\"benefits\">\n                        <div>\n                            \t\t<div data-elementor-type=\"page\" data-elementor-id=\"1291\" class=\"elementor elementor-1291\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;,&quot;element_pack_global_tooltip_width&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a0b457b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a0b457b\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-602cc45\" data-id=\"602cc45\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b0eb27b elementor-widget elementor-widget-heading\" data-id=\"b0eb27b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Benefits<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-917eb5c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"917eb5c\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-16e26bc\" data-id=\"16e26bc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-be302a7 elementor-widget elementor-widget-image\" data-id=\"be302a7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_cheap_2_60px.png\" class=\"attachment-large size-large wp-image-746\" alt=\"\" srcset=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_cheap_2_60px.png 60w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_cheap_2_60px-24x24.png 24w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_cheap_2_60px-36x36.png 36w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_cheap_2_60px-48x48.png 48w\" sizes=\"(max-width: 60px) 100vw, 60px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14affb7 elementor-widget elementor-widget-text-editor\" data-id=\"14affb7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tQuick loan turnaround times of up to 72 hours\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-88b3324\" data-id=\"88b3324\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a2a3de elementor-widget elementor-widget-image\" data-id=\"6a2a3de\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_active_directory_60px.png\" class=\"attachment-large size-large wp-image-757\" alt=\"\" srcset=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_active_directory_60px.png 60w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_active_directory_60px-24x24.png 24w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_active_directory_60px-36x36.png 36w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_active_directory_60px-48x48.png 48w\" sizes=\"(max-width: 60px) 100vw, 60px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ffbb0a3 elementor-widget elementor-widget-text-editor\" data-id=\"ffbb0a3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Wide distribution channel<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-95c2da0\" data-id=\"95c2da0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c53ea55 elementor-widget elementor-widget-image\" data-id=\"c53ea55\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_sms_60px.png\" class=\"attachment-large size-large wp-image-751\" alt=\"\" srcset=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_sms_60px.png 60w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_sms_60px-24x24.png 24w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_sms_60px-36x36.png 36w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_sms_60px-48x48.png 48w\" sizes=\"(max-width: 60px) 100vw, 60px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a1760b elementor-widget elementor-widget-text-editor\" data-id=\"0a1760b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Use of technology in the loan application, credit risk review and loan disbursement processes<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-b7c9a6f\" data-id=\"b7c9a6f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d0b4fed elementor-widget elementor-widget-image\" data-id=\"d0b4fed\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"60\" src=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_nfc_checkpoint_60px.png\" class=\"attachment-large size-large wp-image-756\" alt=\"\" srcset=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_nfc_checkpoint_60px.png 60w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_nfc_checkpoint_60px-24x24.png 24w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_nfc_checkpoint_60px-36x36.png 36w, https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/uploads\/2020\/05\/icons8_nfc_checkpoint_60px-48x48.png 48w\" sizes=\"(max-width: 60px) 100vw, 60px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03cb3ec elementor-widget elementor-widget-text-editor\" data-id=\"03cb3ec\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tEfficient loan administration system in place\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c9530eb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c9530eb\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3d9ca19\" data-id=\"3d9ca19\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b19bab3 elementor-widget elementor-widget-heading\" data-id=\"b19bab3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Interest And Other Charges<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-540af7f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"540af7f\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-040c389\" data-id=\"040c389\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39a01a4 elementor-widget elementor-widget-text-editor\" data-id=\"39a01a4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tOur products are priced in a competitive manner using the cost-plus basis and taking into account individual client credit risk profile. As the microfinance business unit is the group vehicle for driving its financial inclusion strategy, interest rates and charges are designed to make the products attractive to the targeted markets.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ef6665e\" data-id=\"ef6665e\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-18a2bea elementor-widget elementor-widget-spacer\" data-id=\"18a2bea\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t                        <\/div>\n                    <\/div>\n                                                        <div class=\"bdt-tab-content-item \" \n                    data-content-id=\"loan-calculator\">\n                        <div>\n                            <div class=\"container\" id=\"fmlCalForm\">\n    <form method=\"post\" action=\"\" class=\"row\" id=\"formRegister\">\n        \n        <div class=\"col-12\">\n            <input type=\"hidden\" v-bind:value=\"estaFees\">\n            <input type=\"hidden\" v-bind:value=\"intRate24\">\n            <input type=\"hidden\" v-bind:value=\"intRate24Plus\">\n            <input type=\"hidden\" v-bind:value=\"bankCharges\">\n            <input type=\"hidden\" v-bind:value=\"immt\">\n            <input ref=\"urlData\" type=\"hidden\" value=\"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-content\/plugins\/fml-tools\/\/api\/parameters.php\">\n            <div class=\"form-group\">\n                <label for=\"loanType\" class=\"text-success\">Loan Type<\/label>\n                <select name=\"loanType\" id=\"loanType\" v-model=\"loanType\" v-on:input=\"getData\" class=\"form-control\" required>\n                    <option label=\"- Select loan type -\"><\/option>\n                    <option value=\"General Civil Service\">\n                        General Civil Service                          \n                    <\/option>\n                    <option value=\"Uniformed Forces Loan\">\n                        Uniformed Forces Loan                          \n                    <\/option>\n                    <option value=\"Government Persion Loan\">\n                        Government Persion Loan                          \n                    <\/option>\n                    <option value=\"OPC\">\n                        OPC                          \n                    <\/option>\n                <\/select>\n            <\/div>\n\n            <div class=\"form-group\">\n                <label for=\"loanAmount\" class=\"text-success\">Loan Amount<\/label>\n                <input v-model='loanAmount' v-on:input=\"getData\" type=\"number\" name=\"loanAmount\" min=\"0\" id=\"loanAmount\" class=\"form-control\" placeholder=\"Loan amount required\" required>\n            <\/div>\n\n            <div class=\"form-group\">\n                <label for=\"loanTenure\" class=\"text-success\">Loan Tenure (in months)<\/label>\n                <input v-model=\"loanTenure\" v-on:input=\"getData\" type=\"number\" name=\"loanTenure\" min=\"1\" class=\"form-control\" placeholder=\"Loan duration\" required>\n            <\/div>\n\n\n            <h5 class=\"text-danger\" v-if=\"error\">{{error}}<\/h5>\n            <p class=\"bg-danger text-light text-center\" v-if=\"processing\">\n                {{processing}}\n            <\/p>\n\n            \n            \n        <\/div>\n\t\t\n\t\t<div class=\"col-md-12\" >\n\t\t\t<ul class=\"list-group\">\n              <li class=\"list-group-item d-flex justify-content-between align-items-center\">\n                Gross Loan On Contract\n                <span class=\"badge badge-primary badge-pill\">{{initialLoan}}<\/span>\n              <\/li>\n              <li class=\"list-group-item d-flex justify-content-between align-items-center\">\n                Total Charges\n                <span class=\"badge badge-primary badge-pill\">{{totalCharges}}<\/span>\n              <\/li>\n              <li class=\"list-group-item d-flex justify-content-between align-items-center\">\n                Net Loan\n                <span class=\"badge badge-primary badge-pill\">{{netLoan}}<\/span>\n              <\/li>\n              <li class=\"list-group-item d-flex justify-content-between align-items-center list-group-item-info\">                \n                <strong>Indicative Installment<\/strong>\n                <span class=\"badge badge-primary badge-pill\">{{total}}<\/span>                \n              <\/li>\n            <\/ul>\n\t\t<\/div>\n\n    <\/form>\n\n<\/div><p><\/p>                        <\/div>\n                    <\/div>\n                            <\/div>\n        <\/div>\n                    <a href=\"#\" id=\"bottom-anchor-84f6de9-8520\" data-bdt-hidden><\/a>\n            <\/div>\n        <\/div>\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Microfinance Lending Products Benefits Loan Calculator Introduction First Mutual Microfinance (Private) Limited (\u201cFMM\u201d) is a registered micro lending institution under the Reserve Bank of Zimbabwe and offers short-term and medium-term financing solutions to individuals, organised groups and corporates. The product portfolio is designed to meet borrowers with various risk profiles thereby meeting the different and [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"disabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1252","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-json\/wp\/v2\/pages\/1252","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-json\/wp\/v2\/comments?post=1252"}],"version-history":[{"count":25,"href":"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-json\/wp\/v2\/pages\/1252\/revisions"}],"predecessor-version":[{"id":12146,"href":"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-json\/wp\/v2\/pages\/1252\/revisions\/12146"}],"wp:attachment":[{"href":"https:\/\/263host.co.zw\/projects\/firstmutual\/wp-json\/wp\/v2\/media?parent=1252"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}